Finoveo | Client Acquisition & Data Engine for Banks & Credit Unions
From Data to Revenue in 90 Days—Now Live

Turn Your Customer Data
Into Clients & Revenue—
In 90 Days.

Finoveo's white-label PFScores platform turns your customer data into revenue — deployed in 90 days with zero IT overhaul.

YOUR SCORE
650
★★★★
Good!
You are Ranked in the
Top 81–100%
Assets
820
Debt
650
Risk Mgmt
580
Savings
740
Ask about your financial score...
PFScores by Finoveo

Who are you?

Banks & Credit Unions
Outperform fintechs.
Grow deposits & loans.
Turn customer behavior into actionable data — grow deposits, boost cross-sells, and increase LTV with no IT lift required.
Client Acquisition 10x Deeper Data Cross-Sell Revenue
Explore for Banks
Advisory Firms
Grow every advisor's
book with intelligence.
Know which clients are ready for new products before they ask. Give advisors a white-label engagement tool that deepens relationships and drives AUM.
Grow AUM Client Retention Cross-Sell Signals
Explore for Advisors
Membership Organizations
Turn membership into
a benefit they never cancel.
Add a white-label financial wellness benefit no competitor offers. Drive renewal rates and member engagement with a tool your members will actually use every month.
Member Retention Add Value Member Insights
Explore for Members
401(k) / TPA Firms
Scale participant wellness
across every plan sponsor.
Deploy a DOL-compliant financial education benefit funded from existing ERISA budget — no new sponsor cost, no IT integration, and one TPA deal reaches thousands of plan sponsors.
ERISA-Funded DOL-Compliant 90-Day Deploy
Explore for TPAs
White-labeled under your brand Deploy in 90 days Zero core system changes
White-Label · Banks & Credit Unions

Turn Your Data Into
Clients & Revenue—
On Demand.

White label financial health platform that helps banks and credit unions turn customer behavior into actionable data. Go beyond transaction data to surface intent, helping increase customer lifetime value (LTV), boost cross-sells, and unlock new revenue from your existing customer base. With no IT lift or core system changes.

Deploy in 90 Days
10× Deeper Customer Data
Zero Core System Changes
Book a Demo See How It Works
YOUR SCORE
650
★★★★
Good!
You are Ranked in the
Top 81–100%
Assets
820
Debt
650
Risk Mgmt
580
Savings
740
Ask about your financial score...
PFScores by Finoveo
90 Days
From contract to live app
under your brand
10×
Deeper customer data vs.
traditional banking tools
0
Core system changes
or IT overhauls required
The Platform

Not another tool.
A revenue engine.

Finoveo is designed for banks and credit unions that want to grow deposits, loans, and customer lifetime value — without relying on outdated loyalty programs or slow, expensive transformation initiatives.

Drive Cross-Sell Revenue
Know exactly which customers are ready for a mortgage, auto loan, or credit card — before your competition does.
Unlock Deeper Data
Go beyond transaction history. Capture behavioral signals, financial health inputs, and goal data your competitors simply don't have.
Acquire New Customers
Give high-value prospects a compelling reason to bank with you — a free financial health score app that creates stickiness from day one.
Your Brand. Zero Lift.
Fully white-labeled under your institution's brand. No IT overhaul, no core system changes — just your logo, your customers, your data.
What's Inside

Three capabilities.
One unfair advantage.

01
Real-Time Engagement Analytics
See who's using the app, their score trajectory, and cross-sell readiness — live. Your team gets a single executive dashboard surfacing loan-ready customers, at-risk accounts, and high-LTV segments the moment the data changes.
Live Data
02
AI Query Engine
Ask plain-language questions of your customer database and get instant answers. "Show me customers in the 35–45 age group with a PF Score above 700 and no active mortgage." No SQL. No analyst. No wait.
AI-Powered
03
White-Label Ready in 90 Days
Full brand customization — your name, your colors, your app store listing. Minimal IT involvement, no core system changes required. From signed contract to live customer-facing app in under three months.
90-Day Deploy
The Problem We Solve

Traditional growth strategies
are failing banks.

Fintechs move faster and win the highest-LTV customers. Finoveo is how you fight back — without a multi-year transformation project.

✕
Customer acquisition costs continue to rise with no clear ROI
✕
Loyalty programs fail to create meaningful or measurable engagement
✕
IT transformation projects take years to deliver any real value
✕
Fintechs move faster and win the stickiest, highest-value customers
Finoveo flips the script.
Instead of a slow transformation, deploy a plug-and-play acquisition and data engine in 90 days — with measurable revenue outcomes from month one.
Now Live on App Store & Google Play

Launch under
your brand.

Give your customers a reason to stay — and give your team the data to grow.
Deploy Finoveo's white-label PFScores engine in 90 days with no IT overhaul.

White-labeled mobile experience
Executive dashboard & AI query
90-day rollout, minimal IT
Download on the
App Store
Get it on
Google Play
Learn more at finoveo.com
White-Label · Advisory Firms

Give Every Advisor
the Intelligence to
Grow Their Book.

Finoveo's white-label PFScores platform turns client engagement into cross-sell intelligence — so your advisors know who's ready, what they need, and when to reach out.

Deploy in 90 Days
Know When Clients Are Ready
Zero IT Overhaul
See How It Works
Client Intelligence Dashboard Live
$4.2M
AUM Growth
▲ 18% MoM
34
Ready to Buy
▲ 12 new
91%
Retention
▲ 6 pts
Top Opportunities
JM
J. Morrison Annuity Ready
SR
S. Rivera Estate Planning
TK
T. Kim At Risk
"Show me clients over 55 with no estate planning product…"
✓ Found 18 clients — avg AUM $380K
The Platform

Not a CRM add-on.
A client intelligence engine.

Finoveo is designed for advisory practices that want to grow AUM, increase retention, and help every advisor perform like your best advisor — without adding headcount.

Deepen Client Relationships
Give every client a branded financial health score app — a reason to engage between annual reviews and stay loyal to their advisor.
Identify Cross-Sell Signals
Know which clients are ready for annuities, insurance, or estate planning — before they start shopping around with another firm.
Grow AUM & New Clients
Use the white-label PFScores app as a prospecting tool — give high-value prospects a free score and convert them before a competitor does.
Your Brand. Zero Lift.
Fully white-labeled under your firm's brand. No new tech stack, no IT overhaul — your name, your clients, your data.
What's Inside

Three capabilities.
One unfair advantage.

01
Real-Time Client Engagement Analytics
See which clients are actively using the app, their financial health trajectory, and product readiness — live. Your advisors get a prioritized list of who to call today, surfacing opportunities the moment they appear.
Live Data
02
AI Query Engine
Ask plain-language questions across your entire book of business and get instant answers. “Show me clients over 55 with a PF Score above 720 and no estate planning product.” No analyst. No SQL. No wait.
AI-Powered
03
White-Label Ready in 90 Days
Your firm's name, your colors, your app store listing. Minimal IT involvement, no core system changes. From signed contract to a client-facing app your advisors are proud to share — in under three months.
90-Day Deploy
The Problem We Solve

Traditional client engagement
is failing advisors.

Robo-advisors and fintechs are winning the next generation of clients. Finoveo is how your advisors fight back — with a tool that keeps clients engaged year-round, not just at the annual review.

✕
Clients disengage between annual reviews, making them vulnerable to competitor poaching
✕
No visibility into which clients are financially ready for new products until it’s too late
✕
Robo-advisors and fintechs are winning younger, digitally-savvy clients on price alone
✕
Advisors spend more time on admin than on proactive, revenue-generating client outreach
Finoveo keeps your clients close.
Deploy a white-label engagement tool in 90 days that gives every client a reason to check in monthly — and gives every advisor the intelligence to act on it.
White-Label · Deploy in 90 Days

Give your advisors
the edge to win more.

Deploy a white-label client intelligence tool that helps every advisor in your firm grow their book — with zero IT overhaul and measurable results from month one.

White-labeled under your firm's brand
AI query engine & live dashboard
90-day rollout, minimal IT
Download on the
App Store
Get it on
Google Play
Learn more at finoveo.com
White-Label · Membership Organizations

A Financial Benefit
Your Members Will
Never Cancel.

Finoveo's white-label PFScores platform turns your membership into a financial wellness benefit — driving retention, deepening engagement, and giving your team real insight into member financial health.

Deploy in 90 Days
Boost Member Retention
Zero IT Overhaul
See How It Works
Member Dashboard ★ Gold Tier
94%
Renewal Rate
▲ 11 pts YoY
2.4M
Active Users
▲ 340K new
68%
Monthly Use
▲ vs 12% avg
$38
Added Value
Per member/mo
Your Membership Benefit
Sarah Johnson
★ Gold Member — Since 2019
761
PF Score
Member Insights
340K members improved their score this month
High spenders have 18% better financial health scores
82K at-risk members flagged before renewal date
The Platform

Not just a perk.
A revenue-driving benefit.

Finoveo is designed for membership organizations that want to increase retention, differentiate from competitors, and unlock a new level of insight into what their members actually value.

Increase Membership Value
Give every member a branded financial health score app — a high-value benefit no competitor offers that makes your membership indispensable.
Drive Renewal Rates
Members who use the financial wellness benefit renew at dramatically higher rates. Create stickiness that goes far beyond discounts and free shipping.
Unlock Member Insights
Understand your members’ financial health to tailor offers, design smarter tiers, and identify your highest-value segments before renewal season.
Your Brand. Zero Lift.
Fully white-labeled under your membership brand. No new tech stack, no IT overhaul — your name, your members, your data.
What's Inside

Three capabilities.
One unfair advantage.

01
Member Engagement Analytics
See which members are using the benefit, their financial health trajectory, and engagement depth — live. Surface at-risk members before renewal, identify your highest-LTV segments, and track benefit adoption across your entire base.
Live Data
02
AI Insights Engine
Ask plain-language questions about your member base and get instant answers. “Show me Gold members with declining financial health scores who haven’t renewed in the last 60 days.” No analyst. No SQL. No wait.
AI-Powered
03
White-Label Ready in 90 Days
Your brand, your colors, your app store listing. Members download it as your app and see your name every time they check their score — reinforcing your membership’s value daily. Live in under three months.
90-Day Deploy
The Problem We Solve

Standard membership perks
are losing their edge.

Discounts and free shipping used to be enough. Today members expect more — and competitors are matching your perks overnight. Finoveo gives you something they can’t copy in a quarter.

✕
Renewal rates declining as members see less differentiation between competing memberships
✕
Perks like discounts and shipping are commoditized — easy for competitors to match overnight
✕
No visibility into member financial behavior means no way to personalize offers or predict churn
✕
Members have no daily reason to engage with your brand between purchases or renewals
Finoveo gives members a reason to stay.
Deploy a financial wellness benefit in 90 days that members open every month — reinforcing your brand’s value long after they’ve forgotten about the free shipping.
White-Label · Deploy in 90 Days

The benefit your members
will never cancel.

Add a financial wellness benefit no competitor offers — deployed under your brand in 90 days with zero IT overhaul and measurable impact on renewal rates from month one.

White-labeled under your brand
AI insights & member analytics
90-day rollout, minimal IT
Download on the
App Store
Get it on
Google Play
Learn more at finoveo.com
White-Label · 401(k) / TPA Firms

One Platform.
Thousands of
Plan Sponsors.

Offer every plan sponsor an ERISA-compliant financial wellness platform — white-labeled under your firm. Built on CFP Board methodology, fundable from the existing ERISA budget, live in 90 days.

ERISA-Compliant Education
Funded by Existing ERISA Budget
No IT Integration
See How It Works
Plan Sponsor Reach Live
11K+
Plan Sponsors
▲ Across your book
90d
To Go Live
▲ No IT lift
$0
New Budget
▲ ERISA-funded
Participant Wellness Pillars
RS
Retirement Savings On Track
DB
Debt & Budgeting In Progress
EF
Emergency Fund Needs Focus
"How do I get my employer match without overextending my budget?"
✓ Coach AI — personalized, ERISA-safe education
The Platform

Not another recordkeeper tool.
A participant wellness engine.

Finoveo is a white-label financial wellness platform for TPAs that want to differentiate every plan they administer — built on CFP Board methodology, deployed under your brand, with zero new IT integration.

Scale Across Every Plan
A single rollout puts your branded wellness app in front of every plan sponsor on your book — and their participants — with no plan-by-plan setup.
ERISA-Compliant by Design
Positioned as participant financial-wellness education — not advice. Fundable from the plan's existing ERISA budget, so it adds no new cost line.
Win & Retain Plans
Give sponsors a reason to choose — and stay with — your firm. A modern wellness benefit that backs up the service edge the big recordkeepers can't match.
Your Brand. Zero Lift.
Fully white-labeled under your firm's name. No core system changes, no IT overhaul — live in 90 days under your brand.
What's Inside

Six wellness pillars.
One compliant platform.

01
CFP Board Methodology, Built In
Every participant gets a financial health score and personalized education across six pillars — retirement readiness, budgeting, debt, emergency savings, insurance, and estate basics — grounded in CFP Board methodology, not sales.
Education
02
Coach AI for Every Participant
Participants ask plain-language questions and get instant, ERISA-safe educational answers — from “how much should I contribute” to “how do I build an emergency fund” — available 24/7, in their pocket.
AI-Powered
03
White-Label Ready in 90 Days
Your firm's name, your colors, your app store listing — deployed across your entire book of plans. No integration with the recordkeeper or payroll required. From contract to live in under three months.
90-Day Deploy
The Problem We Solve

Plan sponsors expect more
than recordkeeping.

Sponsors increasingly judge their plan by the participant experience — and expect the kind of modern app the mega-recordkeepers tout. Finoveo puts that benefit under your brand, so the service edge you already offer finally has a product to match it.

✕
Sponsors compare you to recordkeepers offering slick participant apps you can't match alone
✕
Building a compliant financial wellness tool in-house is costly, slow, and outside your core business
✕
Participants stay disengaged from their plan, hurting outcomes and the metrics sponsors watch
✕
Adding a new benefit usually means a new budget line — a hard sell to cost-conscious sponsors
Finoveo makes you the obvious choice.
Deploy a white-label, ERISA-compliant wellness platform across every plan in 90 days — funded from the existing ERISA budget, with no IT integration and no new cost line for sponsors.
White-Label · Deploy in 90 Days

Differentiate every
plan you administer.

Give every plan sponsor an ERISA-compliant financial wellness platform under your brand — funded from the existing ERISA budget, with zero IT integration and measurable engagement from day one.

White-labeled under your firm's brand
ERISA-compliant & Coach AI included
90-day rollout, no IT integration
Download on the
App Store
Get it on
Google Play
Learn more at finoveo.com